Is White Rock BC an expensive place to live?

Is White Rock BC an expensive place to live? Here’s What You Need to Know

When people think about moving to White Rock, BC, one question often comes up: Is it expensive to live here? Whether you’re already a local wondering how costs stack up or someone planning a move, understanding the true cost of living in White Rock is crucial.

In this post, we’ll break down everything you need to know—from real estate prices to rentals, day-to-day expenses, and even the cost of kids’ sports. Stick around until the end, because we’ll reveal just how much a single person needs to make to live comfortably in White Rock. Spoiler alert: the number might shock you.

How Does White Rock Compare to Other Areas?

White Rock stands out in many ways, including its cost of living, which is 17% higher than Canada’s national average according to AREAVibes. While it’s not as pricey as Vancouver, it’s still one of the more expensive spots in the Fraser Valley. But what makes this city unique is its vibrant community, stunning scenery, and top-tier amenities.

That said, knowing the numbers can save you from being house poor and help you truly enjoy everything this coastal city has to offer. Let’s dive into the nitty-gritty, starting with real estate:

Real Estate Prices in White Rock

If buying a home is on your radar, here’s what to expect:

• Detached Homes: The benchmark price is $1.8 million, compared to $1,466,000 in the Fraser Valley and $2,507,000 in Vancouver.
• Townhomes: You’ll pay around $921,000, which is more than the Fraser Valley average $825,000 but far less than Vancouvers average $1,295,000.
• Condos: Condos in White Rock average $580,000, slightly higher than the Fraser Valley ($539,000) but more affordable than Vancouver’s $790,000.

If you’re comparing White Rock to Vancouver, real estate is undeniably more affordable. However, it’s still pricier than many nearby Fraser Valley municipalities.

Renting in White Rock

For those not ready to buy, renting is another option. According to Zumper, here’s the breakdown, as of January 2025:

• 1-Bedroom Units: Around $1,900 per month.
• 2-Bedroom Units: Close to $2,750 per month.
• Median Rent Overall: Approximately $2,500.

By comparison, a two-bedroom rental in Vancouver costs a staggering $3,500 per month. So, while White Rock isn’t cheap, it’s still a more budget-friendly option than living in the city.

Day-to-Day Living Costs

Here’s a snapshot of typical expenses to help you gauge your monthly budget:

• Dining Out: A mid-range restaurant meal for two costs around $80 (without alcohoI).
• Gas Prices: Expect to pay $1.70 to $2 per litre ($6.44–$7.58 per gallon).
• Fitness Memberships: Options range from $20/month at Club 16 to $75/month at premium gyms like Fitness World.
• Movies: A night at the theatrE will set you back $12 to $16 per ticket.

The good news? Groceries tend to be cheaper in White Rock compared to Vancouver. Lower commercial rents for businesses in the Fraser Valley mean fewer costs passed on to customers.

The Cost of Kids’ Sports in White Rock

As a parent, you might wonder about extracurricular activities. Here’s what you’ll pay for a six-year-old to play in White Rock:

• Hockey (Semiahmoo Ravens): $825 per season.
• Baseball: $165 for spring league.
• Soccer: $175 for the fall season.

While costs may rise as kids get older, White Rock offers an excellent range of activities to keep young athletes busy.

What’s the Bottom Line?

So, is White Rock expensive? It depends on your perspective. Here’s the kicker: Career Beacon estimates that a single person needs $3,700 per month to live comfortably in White Rock. Of course, this figure varies based on your lifestyle, housing costs, and spending habits.

What if I have any questions about moving to Surrey or White Rock, BC?

Selecting an excellent real estate professional is key to a successful home purchase. The Germyn Group, with our deep understanding of White Rock and its real estate dynamics, is committed to guiding you every step of the way.

We invite you to book a consultation with us. During our meeting, we’ll discuss your needs, preferences, and any questions you might have about the White Rock real estate market.

As you embark on this exciting journey, remember that the right home is more than just a property; it’s a foundation for your future. With the Germyn Group by your side, let’s make your dream of homeownership a beautiful reality.