BUYERS GUIDE
Buying a home involves more than just mortgages and signatures. It's about turning dreams into reality. Your future home will be the place of many important events, where your family ends the day to rest and relax. Whether the home being bought is for yourself or an investment, it should be an overall positive experience. Our guide will help you know how to get from viewings to getting your keys.
Be clear on your budget
Always start your buying journey by getting pre-approval from a lender. It's important to obtain pre-approval from your lender prior to beginning your house hunting, as homes can be sold quickly, and pre-approval increases one's chances of securing a property.
Contact a Realtor
Once you've been given preliminary approval, work with us to start to find real estate listings that meet your criteria and budget. We pay attention to the kind of home you'd prefer, including all the small details. Let us know where you would like to live, and the number of bedrooms and bathrooms desired to get started. We aim to find a house you'll be satisfied with long term. Start searching now.
Decide on an offer
With so many options, it may take some time to make and finalize your decision. We're available to provide guidance and assistance throughout the entire process. Once you've decided on the ideal place, we'll happily assist in beginning the offer drafting process.
We have extensive experience in negotiations and have delivered successful results for our clients. We'll outline the deposit, end date, and potential closing day to ensure that you are aware of any necessary preparations. Let us help to consider your conditions before submitting an offer.
Financing and waiving conditions
With a pre-approval in place, you can move forward with the mortgage application quickly. Additional documentation your lender will require includes income statements, real estate listing details, your offer, lawyer information, and more.
We'll help to clear your conditions with our network of experts on your side to make sure everything is right with your purchase.
Doing the paperwork
Once agreements have been finalized, you'll need to arrange a meeting with a recommended lawyer. They'll ask for details about your deal that we can also provide the paperwork for. The lawyer will handle the transfer of funds, land titles, and other important tasks.
Closing day
Before receiving the keys, we make sure that everything is as expected. If not, we'll communicate with the seller's REALTOR® and get any issues resolved. Upon completion of this, you may now collect your keys and start enjoying your new home! Congratulations!
Questions?
We have a full team of experts to cover all aspects of your purchase. Don't worry about finding the right people for the job: our lawyers and mortgage specialists have extensive experience helping clients from Surrey with their homes. Contact us today for any questions, and we'll be glad to help.